We consider adequate travel insurance vital prior to any trip, and therefore make this a condition of carriage.  We have negotiated a comprehensive cover suited to our holiday products.  The premium for this insurance is in addition to the £120 booking deposit and will be shown separately on your Confirmation and Account Invoice.  Should you not wish to take our travel insurance the deposit you pay remains £120.  The cover you take should be at least as good, and you must tick the box ‘NO’ on the booking form and advise us of your Insurer’s name, policy number (if applicable) and 24 hour emergency telephone number.  Insurance premiums paid to us are non-refundable.  We would like to point out that, in the event of an emergency abroad, we are in a much better position to assist you quickly and efficiently if you have taken our insurance, as we know who to speak to for authority to take any action which may be necessary.  It is the responsibility of each client to ensure that they receive a certificate of insurance from us and acquaint themselves with the terms and conditions contained therein.  Only UK residents are covered by our policy.

 

Our travel insurance has been arranged by Travel & General Insurance Services Limited to specifically meet your needs on your Sunvil Holidays holiday.  The cover is underwritten by Travel & General Insurance Company plc, except for Section K (Legal expenses), which is underwritten by DAS Legal Expenses Insurance Company Limited.  Both insurers are authorised and regulated by the Financial Services Authority.

 

The schedule of the cover below sets out the cover provided by Sunvil Holidays tailored insurance.  A policy document that fully defines the cover, conditions and exclusions will be sent to you with your booking confirmation.  When you receive your policy, please take the time to read it carefully to ensure you understand what is and what is not covered, and that all activities that you may wish to participate in are included.

 

Please note our policy does not cover those aged 76 and over.  We recommend a policy issued by Age Concern – please contact them directly on 0845 601 2234.

 

Please note white water rafting up to grade 3, horse-riding (excluding competition and jumping) and scuba diving up to a depth of 9 m are all included in the above rates.  If you wish to scuba dive up to 40 m (and also have your equipment insured) you must take out the optional scuba cover for 175% premium.

 

Premiums (including insurance premium tax)
Europe
Period                                      Per person  
Up to 5 days                            £13.00       
Up to 10 days                          £16.00       
Up to 17 days                          £20.00       
Up to 24 days                          £22.00       
Up to 31 days                          £25.00       
Additional week                      £7.00

 

• Children under the age of 2 on the date of departure – Free if accompanied by an insured adult
• Children under the age of 18 on the date of departure – 75% of adult premium if accompanied by an insured adult
• Family rate, 1 or 2 adults and up to 4 dependent children under 18 – 250% of the adult premium
• Adults aged 66 to 70 on date of departure – 200% of the adult premium
• Adults aged 71 to 75 on date of departure – 250% of the adult premium
• Optional additional Scuba cover – 175% premium
• Optional additional adventure activities cover – 200% premium
• Adults aged 76 and over should contact Age Concern on 0845 601 2234 for a competitive quote.

Annual multi trip insurance
If you are frequent traveller who travels more than two or three times each year it will be more economical for you to purchase an annual multi trip policy.  Our policy offers great flexibility and a number of important advantages.  If you are interested in purchasing our annual policy please contact tagconnect on 0845 408 0583.

 

Premiums (including insurance premium tax)
Policy           Europe             Worldwide     
Adult            £60.00            £75.00         
Family         £120.00          £150.00

 

• Available for persons aged up to 65
• Covers journeys up to 31 days
• Cover for adult members of the family to travel independently
• Business travel cover
• Winter sports cover
• Adventure activities and sports cover

Important declaration
An insurance policy can only provide cover in respect of an accident, illness, injury, loss, damage or an event/occurrence which is sudden, unforeseen and beyond your reasonable control.  Therefore any facts known to you, which could possibly result in you having to make a claim, must be disclosed, otherwise you may not be covered.

 

You must tell us about all material facts.  A material fact is one that is likely to affect our decision in accepting or continuing your insurance.  For example, these could be your employment circumstances, medical history or those of a travelling companion, immediate relative, business associate or other person that may influence you to cancel or curtail your journey.

 

In addition, you must be able to make the following declaration for yourself and anyone travelling with you.

 

As far as I know neither I, nor my travelling companion(s), nor immediate family, nor business associate(s), nor anyone I am visiting, nor anyone else for whom I would expect to be covered:

1. is waiting for an operation, hospital consultation or any other hospital treatment or investigations including the results of a routine test;
2. has been seen by a specialist or been admitted to a hospital overnight in the last 12 months (other than for regular check ups);
3. has any breathing or heart problem (including angina) or high blood pressure, which has needed treatment (including regular medication) in the last two years;
4. has received treatment, including regular medication, in the last 12 months for:
   a) any disorder of the blood such as clotting, bleeding or anaemia;
   b) any form of stroke;
   c) any form of cancer, leukaemia or tumour;
   d) a transplant;
   e) any psychiatric illness, dementia or dialysis treatment;
   f) any other pre-existing and on-going medical condition that a registered general practitioner could reasonably anticipate may give rise to a complication needing medical intervention prior to or during a journey (if in doubt check with your general practitioner);
5. has been diagnosed by a registered general practitioner as having a terminal condition;
6. know of any reason why the journey is likely to be cancelled or cut short.

If you cannot make this declaration when you take out the insurance, you must contact Healthcheck on 0845 408 0585.

 

Please ensure that you read your policy carefully.  If it does not meet your requirements, please return the policy, proof of premium and any other relevant documents to us within 14 days of receipt and we will refund the premium in full, provided you have not travelled or made a claim.

 

Please ensure you read your insurance policy carefully.  Failure to comply with the terms & conditions of the policy may result in cover being restricted

 

We advise all UK resident clients to apply for a free European Health Insurance Card (EHIC) which covers treatment provided by the state healthcare system.

 Apply online at www.dh.gov.uk/travellers or at your local post office.

 

Section	Sum Insured Per Person	Excess
Standard cover
A Cancellation and curtailment charges	Up to £5,000	£50
B Emergency medical repatriation and associated expenses abroad Hospital benefit	Up to £2,000,000 £20 for each 24 hour period to a maximum of £500	£50 Nil
C Emergency assistance in the UK	Up to £2,000	£50
D Personal accident	Up to £25,000 (age limits apply)	Nil
E Travel delay     Missed departure  Missed connection	£40 first 12 hour period and £20 each subsequent 12 hours to maximum of £100  Up to £1,000  Up to £1,000	Nil     £50    £50
F Personal possessions Delay baggage (after 12 hours) Travel documents	Up to £2,500 Up to £100 Up to £500	£50 Nil £50
G Personal money	Up to £250	£50
H Hijack	£50 for each 24 hour period to a maximum of £500	Nil
I Mugging	£50 for each 24 hour period to a maximum of £500	Nil
J Personal liability	Up to £2,000,000	£250
K Legal expenses	Up to £25,000	Nil